Finance, economics, credit, hospitality. A.B. in economics from the University of Chicago.
It’s free to withdraw cash at your bank’s branches or from one of the ATMs in its network, but you usually pay ATM fees when you use an out-of-network ATM.
In the short term, missing a credit card payment is expensive. You have to pay a late fee, plus interest on that fee.
People who are having trouble paying bills sometimes turn to payday loans to get the cash they need.
A credit card dispute over billing errors has a good chance of being resolved in your favor thanks to the Fair Credit Billing Act, which regulates how credit card companies handle these disputes.
You may have asked, “What are reversed mortgages?” after seeing an ad for these loans.
It is a good idea to get a free credit score report once a year to check that the information about your financial history is accurate and to protect yourself from identity theft.
Particularly if you’re applying for a mortgage, the question of how well you’re managing your debt to income ratio may come up.
The 401(k) is a form of retirement plan that many employers allow their employees to invest in.
A conventional way to earn a supplemental income while you’re employed full-time is to get a part-time job with set weekend or evening hours.
Should you choose to receive paper or paperless credit card statements?
Getting a first credit card is an important milestone because when students use their new cards responsibly, they’re building credit and learning to manage their finances.
If you are having serious financial difficulties and aren’t able to pay all your debts, it may be worthwhile to negotiate a credit card debt settlement.
You have to submit your tax forms by April 15. Or do you?
Auto loan interest rates can make the difference between a car you can afford and a car that’s too expensive.
Commercials claim that credit consolidation will save you money, but whether a consolidation loan will be truly beneficial depends on your circumstances.