In the short term, missing a credit card payment is expensive. You have to pay a late fee, plus interest on that fee.
A credit card dispute over billing errors has a good chance of being resolved in your favor thanks to the Fair Credit Billing Act, which regulates how credit card companies handle these disputes.
It is a good idea to get a free credit score report once a year to check that the information about your financial history is accurate and to protect yourself from identity theft.
Particularly if you’re applying for a mortgage, the question of how well you’re managing your debt to income ratio may come up.
A conventional way to earn a supplemental income while you’re employed full-time is to get a part-time job with set weekend or evening hours.
Should you choose to receive paper or paperless credit card statements?
Commercials claim that credit consolidation will save you money, but whether a consolidation loan will be truly beneficial depends on your circumstances.